30-Year Fixed Program
This program is for people that want to see the payment fixed for 30 years with no changes in the payments. This is excellent for anyone including men, women, or families. This is also for purchasing and refinancing property.  Primary Residential Mortgage Inc. is unique, because we have the lowest rates for the area. Services are available in Maryland, Virginia, and South Carolina.

Five Years Fixed Option ARM Program
The payment is fixed for first five years.  Start rate of 2.525%.  This gives you options of paying for lower then interest-only programs. This is a unique program, because lower monthly payment is fixed for first five years. The required monthly payment is often lower than interest only payment program. The option ARM program has negative amortization.  Please call to find more details of this program.

First Time Homebuyer Program
Anybody who has 1 year of solid full time employment can qualify for the first time homebuyer's program. Then your yearly income is used to estimate how much you qualify for. You must also have average to good credit. A credit score of 580 and above qualifies. Meanwhile, you get tax incentives.

No Money down Programs to Purchase Homes
We will do 100% financing. No money needed is needed, just fair to good credit. Up to 3% of the closing costs can be asked from the seller. You must be full-time employee or self employed. This is unique, because there's no money down.

Bad Credit Programs
Foreclosure & Bankruptcy Programs
We work with you and try to help you get a loan  so that can payoff your off your debts and avoid foreclosure. We can do bankruptcy buyout, we can bail you out and get you back on track. In fact, we can work with people that have down to a 580 credit score